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Basements in Chesterfield, Indiana

Updated October 2026 · Sources: U.S. Census, USDA NRCS, NOAA, NWS · Methods

Short answer

Chesterfield's ground drains better than most of the Anderson area: about 62% of sampled land is well drained, and the soil survey estimates a seasonal water table within about a foot under only 18% (USDA NRCS). With 54% of homes built before 1960 (Census ACS), basement leaks here more often trace to roof water, grading and aging footing drains than to groundwater.

Chesterfield is a useful contrast with Anderson next door. Much of the town sits on well-drained outwash, where water soaks down quickly instead of sitting near the surface. That’s good news for basements, and it changes where to start when one leaks.

Chesterfield in numbers

  • 1959: median year homes were built (14% before 1940, 82% before 1980)
  • 40% of sampled land rated very limited for basements
  • 20% somewhat poorly to very poorly drained
  • 18% with an estimated seasonal water table within about a foot, 32% within 3 feet
  • 43.6 inches of precipitation a year at the nearest NOAA station
Main soils in our sampleShare of points
Fox silt loam, till substratum, 0 to 2 percent slopes40%
Miami silt loam, 2 to 6 percent slopes, eroded8%
Ross loam, 0 to 2 percent slopes, occasionally flooded6%
Fox silt loam, till substratum, 2 to 6 percent slopes6%

Census ACS 2024 5-year estimates. Soil figures are USDA NRCS soil-survey estimates for 50 random points inside Chesterfield’s Census boundary; they describe mapped areas, not any single lot, and “very limited” is a building-suitability rating, not proof that basements leak. Rainfall: NOAA 1991-2020 normals, Middletown 2 W station, about 4 miles away. Methods: data and methods.

The ground

Fox silt loam, a well-drained outwash soil, is by far the most common in our sample (40% of points), with Miami silt loam on gentle slopes adding more well-drained ground. About 62% of sampled land is well drained and 12% moderately well drained, while 20% falls in the poorly drained classes, mostly in low spots. Some sampled points fall on floodplain soils and open water along the White River corridor.

The houses

The median Chesterfield home was built in 1959. About 54% predate 1960 and 82% predate 1980 (Census ACS). About 72% are owner-occupied. Post-war block and poured basements with original footing drains are typical.

What tends to go wrong

  • Water at one corner or wall after storms, where downspouts or grading send roof water to the foundation. See yard drainage.
  • Old footing drains that silted up, causing seepage at the floor-wall joint.
  • Window wells that fill in heavy rain.
  • On the lower, wetter spots and near the river, spring seepage like Anderson’s.

The local angle

Before agreeing to a full perimeter drainage system in Chesterfield, run the cheap tests. Watch the basement during a heavy rain and note which wall gets wet and how fast. Extend downspouts 10 feet, fix low spots in the grading, and clean out window wells, then watch through the next wet spring. On well-drained ground, those steps solve a large share of leaks.

What usually fixes it

Surface water first: downspouts, grading and window wells (yard drainage). Seal leaking cracks with injection (crack repair). Where an old footing drain has failed or the lot sits low, a partial or full interior drain tile system still applies.

Guides to each fix: interior drain tile, sump pumps, battery backups, crack repair, bowing walls, exterior waterproofing, yard drainage. Prices are on the cost page.

Compare nearby

Anderson, Middletown, Edgewood. For the bigger picture, read why Anderson basements leak.

Start with the symptom you see.

Questions Anderson homeowners ask

Why does my Chesterfield basement only leak after storms?

On well-drained ground, the usual cause is roof water or surface water reaching the foundation faster than the soil can take it. Downspouts and grading are the first fix.

Is Chesterfield drier than Anderson?

In our samples, yes: an estimated water table within about a foot at 18% of sampled points, compared with 56% in Anderson (USDA NRCS).

Do I still need a sump pump?

Not always. Many basements on well-drained outwash stay dry without one once surface water is controlled. Low lots and homes near the river are exceptions.

Not sure what you are dealing with?

Match what you see to the likely cause, then check typical costs before anyone gives you a quote.

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